FINANCIAL INVESTMENT PROJECTS · PHARMA SECTOR
Pharma Sector Investment Projects
Review investment options, plan categories, payout schedules, and project terms.
Minimum ₹10 lakhMaximum ₹25 lakhMultiple tenure options
PROJECTPHARMASector-focused plans₹10 lakh – ₹25 lakh
₹
OFFICIAL DISPLAYED INVESTMENT RANGE
Pharma Sector Investment Project
Minimum Investment₹10,00,000
TO
Maximum Investment₹25,00,000
Participation is subject to project availability, eligibility checks, written terms and applicable law. Returns are not guaranteed.
INVESTMENT CRITERIA
Plan overview
Terms are confirmed in the project agreement.
KEY FEATURES
Income options and principal repayment
Choose the available payout structure according to the selected plan category and written project terms.
Monthly Income Facility
Indicative returns are credited to the customer’s bank account monthly or yearly, according to the selected payout mode.
Principal Repayment Schedule
- Liability Class Plan: Monthly repayment mode
- Money Back Plan: Yearly repayment mode
- Asset Class Plan: Every five years
Availability and timing are subject to the signed agreement.
Indicative Returns & Wealth Creation
Indicative returns are credited to the customer’s bank account monthly or yearly, according to the selected payout mode. Customers may consider reinvesting distributions through mutual fund SIPs, or planning withdrawals through SWPs, where suitable. Wealth creation is not assured and depends on plan terms and market performance.
MUTUAL FUND PLANNING
SWP + SIP: Plan Income. Build for the Long Term.
Explore a combined approach with guidance from a mutual fund expert, based on your goals, cash-flow needs, and risk profile.
SWP
SYSTEMATIC WITHDRAWAL PLAN
Planned withdrawals
Set up scheduled withdrawals from eligible mutual fund investments to support your planned income needs.
SIP
SYSTEMATIC INVESTMENT PLAN
Regular investing
Invest regularly in mutual funds to work towards your longer-term financial goals.
One coordinated strategy
SWP + SIP planning can combine cash-flow management with continued investing, with the aim of supporting long-term wealth creation. Outcomes depend on investment choices and market performance.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully and consider suitability before investing.
Plan categories
- Asset Class Plan
- Liability Class Plan
- Money Back Plan
Specific features, payment obligations and any payout schedule are defined in the selected project's documentation.
Installment options
- Monthly installment mode
- Yearly installment mode
The schedule will specify the amount and due dates based on the agreed project start date and selected payment mode.
Available tenure
- 5 years
- 10 years
- 15 years
- 20 years
- Until age 60, subject to eligibility and written terms
CUSTOMER DOCUMENTATION
Selection, documentation and financial illustration
Review the amount, schedule, fees and terms before investing.
Select a project
The customer selects the sector project, plan category, investment amount, tenure and installment mode.
Review the illustration
Review the proposed schedule, project dates, and assumptions.
Complete the agreement
Review and sign the agreement for your selected project.
Membership certificate
A membership certificate containing a unique code is issued according to the selected project and NIFMT’s documented issuance process.
Membership fee
A membership fee of 10% of the investment amount is proposed. The fee is non-refundable, subject to applicable law and the signed agreement. Review the fee and any applicable taxes before proceeding.
Membership agreement
Review the agreement for the selected project, investment amount, plan category, payment schedule, fees, payout terms, exit or settlement conditions, and dispute process before signing.
Membership certificate
A certificate is an administrative record of membership only. It is not a guarantee of returns, principal repayment, regulatory approval, or insurance.
View certificate template!
IMPORTANT RISK DISCLOSURE
Investment risk and terms
Investment returns are indicative averages across Asset Class, Liability Class, and Money Back Plans. Actual indicative returns vary by project category and applicable terms. Returns are subject to market risk. Capital may be lost; returns and repayment schedules are not guaranteed unless expressly stated in a valid, legally enforceable agreement. Review all fees, taxes, liquidity limits, exit conditions and project documents before committing funds.
NEXT STEP
Request project-specific documentation
Contact NIFMT to request the applicable project terms, fee details and an individualized financial illustration before making a decision.
Contact NIFMT